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Business Purchase Financing
The following posts are in the business purchase financing category.
Posted on October 26, 2009  Contributed by Jonathan Smith

SBA Loan Update: Global Cash Flow Requirements & Issues

Over the past few months one of the most challenges aspects of acquisition financing to overcome has been fulfilling the Global Cash Flow requirements. In years past most lenders would look at an acquisition to see if the business itself could support the debt being taken out for the purchase, support the ongoing business expenses and they really didn’t look at the other financial obligations of the new owner. Jonathan Smith - SBA Loan Consultant For Business Purchases - looks into this issue for BizBen Blog readers.

Posted at 8:41am | 2 Comments

Posted on October 7, 2009  Contributed by Cyrus Safavian

FREE Online Webinar: Buying A Business With Retirement Funds - 11/12

In this free online webinar we will discuss how investing your 401(k) funds into a business works, the “do’s and dont’s” of operating the plan, and maximizing your 401(k)s profit potential while investing in your own future. Don’t miss out! One of the nation’s premier 401(k) business rollover specialists, Cyrus Safavian, is hosting the event to answer all of your 401(k) rollover questions.

Posted at 5:08am | 1 Comment

Posted on October 6, 2009  Contributed by Peter Siegel

SBA Sees Boost in Lending to Small Businesses

The money needed to help individuals buy small businesses or to enable small business owners to expand their companies is becoming more available after the severe credit freeze that impacted the economy during the end of 2008 and the first part 2009. The SBA announced that loans to businesses totaled $1.9 billion in September, the highest monthly sum since August 2007.

Posted at 8:41am | 1 Comment

Posted on August 26, 2009  Contributed by Peter Siegel

New SBA Microloan Program to Boost Small Business Acquisition, Expansion

Entrepreneurs interested in buying a small or mid-market business may be aided by a new effort of the Small Business Administration to boost lending for business purchase and expansion through its Microloan activity.

Posted at 8:02am | 4 Comments

Posted on August 17, 2009  Contributed by Cyrus Safavian

Buying A Business With Retirement Funds: Pros & Cons

In light of today’s lending difficulties, have you considered purchasing your small business or franchise through a self-directed 401(k) investment plan? If so, you are not alone. Accessing the funds in one’s IRA, 401(k), SEP or other tax-deferred retirement account to as investment capital for a new business is a very attractive option – especially since it can be done without incurring early distribution taxes or penalties. Cyrus Safavian walks us through this process in this article.

Posted at 8:13am | 2 Comments

Posted on July 12, 2009  Contributed by Peter Siegel

30% Drop In SBA Lending, But Positive Trends Noticed

The Small Business Administration has announced it approved 11,580 loans in the second quarter of 2009, representing a 30% reduction from the 16,490 loans it backed in the same period last year. Value of the loans guaranteed in the April through June period of 2009 was $2.5 billion, compared to the $3.5 billion figure for the quarter ended June 30, 2008.

Posted at 5:21pm | 1 Comment

Posted on July 9, 2009  Contributed by Cyrus Safavian

401(k) Retirement Financing – It's Not a Secret Any Longer

If you have been considering starting a new business, or purchasing an existing business, you have probably been considering first how to capitalize your investment. Did you know you could use your retirement funds to finance a business without having to pay taxes and penalties? Enter a new form of business financing that relatively few are familiar with today- 401(k)s, IRAs and other tax deferred retirement plans. Cyrus Safavian walks you through the process of financing utilizing your retirement funds.

Posted at 6:39am | 5 Comments

Posted on June 18, 2009  Contributed by Jonathan Smith

Tips For Faster SBA Loan & Business Purchase Financing

SBA loan and business purchase financing expert Jonathan Smith shares with BizBen viewers his feedback for not only getting SBA loans and business financing approved but also approved and processed quicker.

Posted at 8:55am | 5 Comments

Posted on June 11, 2009  Contributed by Jonathan Smith

Buyer Preparation Is Key To Getting Financing

Before one starts to search for a business to buy there are a number of key points to have in order. When seeking funding all lenders or intermediaries will ask for the same basic financial package and you will save considerable time and energy having prepared the package electronically so you can submit the package with ease. Jonathan Smith, a financing/loan consultant broker for business purchase financing discusses this topic with BizBen readers.

Posted at 5:35am | 4 Comments

Posted on June 9, 2009  Contributed by Jonathan Smith

Buying A Small Business: Many Listings, Financing Available

Jonathan Smith, a financing expert/consultant on business purchase financing asserts that now is a great time to buy a business due to many more small businesses for sale on the market and that lenders are lending - provided you go to the right lender to get the deal financed.

Posted at 7:01am | 4 Comments

Posted on May 28, 2009  Contributed by Ken Oppeltz

SBA Loan Changes Impacts Business Purchase Financing

Ken Oppeltz, business broker in San Diego discusses the changes the SBA has made and is considering for future policy to SBA loans. These policy changes will have a direct impact to financing the purchase of small businesses and action is needed now by all in our industry, small business owners, business buyers, etc to help educate our legislators and SBA officials the negative impact these actions will have.

Posted at 7:51am | 5 Comments

Posted on May 21, 2009  Contributed by Jonathan Smith

SBA Loan Update: Blue Sky, Seller Financing, Other Options

There are numerous ways to get creative when it comes to financing a business acquisition and we all know the closing table is not the time to get creative. Buyers need to start thinking about financing even before they decide which business to buy and sellers need to think about it the moment they decide to sell. Sounds easy enough but most people put financing on the back burner. Jonathan Smith discusses the latest with SBA loan strategies concerning buying a business.

Posted at 8:34am | 3 Comments

Posted on May 18, 2009  Contributed by Jonathan Smith

SBA Head Notes Increase in SBA-Backed Lending

About 1,200 lenders have resumed making Small Business Administration-backed funds available for the expansion and purchase of small U.S. businesses in the past few weeks, following changes instituted by the federal government to encourage small business access to funds through efforts such as the SBA's 7(a) program.

Posted at 8:44am | 1 Comment

Posted on April 29, 2009  Contributed by Jonathan Smith

New Capital Entering The SBA Marketplace

If you have been discouraged from purchasing a business because of a recent decline from the bank then it is time to start looking once more. SBA offices and banks across the country are encouraging people who have been turned down for an SBA loan in the past 6 months to try again due to new capital entering the SBA marketplace.

Posted at 9:36pm | 1 Comment

Posted on April 14, 2009  Contributed by Jonathan Smith

Deal Pre-Qualification Before Selling A Business

In today’s ever changing financial markets it is now more important than ever to pre-qualify a listing long before you have a potential business buyer. Allowing a finance expert to review the business listing will not only help when you start speaking with prospective buyers but it will also help speed up the funding process.

Posted at 8:49pm | 4 Comments

Posted on April 8, 2009  Contributed by Jonathan Smith

Loan Consultant Says SBA Loan Volume Is Rising

Jonathan Smith a loan consultant who specializes in business purchase financing says SBA loan interest and placement is up recently, with recent policy changes at the SBA.

Posted at 7:10pm | 4 Comments

Posted on April 7, 2009  Contributed by Peter Siegel

SBA Loans Down By Nearly Half For Quarter

Fewer than 8,300 SBA 7 (a) program loans were made to small businesses in the first three months of 2009, a decline of nearly 50% from about 19,000 SBA-backed loans issued in the same period last year.

Posted at 8:11am | 1 Comment

Posted on March 20, 2009  Contributed by Peter Siegel

Using Vendor Financing For Business Purchases

Vendor financing is one option in the quest to buy a small business. With SBA financing getting more difficult these days, vendor financing is one possibility for business purchase financing.

Posted at 9:56pm | 0 Comments

Posted on March 16, 2009  Contributed by Peter Siegel

SBA Loan Changes: Good For Business Purchase Financing

Today President Obama reiterated his belief that we owe it to America’s small businesses to be the partner they need in the midst of this crisis. At SBA, we couldn’t agree more. “SBA this week is implementing two key provisions laid out in the Recovery Act – we are temporarily eliminating certain loan fees and raising guarantees on some 7(a) loans up to 90 percent. With these critical steps by SBA, and the Treasury Department’s commitment of up to $15 billion aimed at getting lending markets flowing again, we are standing up with small business owners across this country and telling them how we are going to put much-needed capital in their hands.

Posted at 10:43pm | 3 Comments

Posted on November 19, 2008

Recent SBA Changes A Positive For Business Purchases

SBA loans for business purchases have been nearly impossible to secure in today's credit crunch environment - recent news out of the SBA seems to indicate that recent changes may help our past source of reliable financing for business purchases.

Posted at 8:09pm | 2 Comments

Posted on April 22, 2008

Utilizing Your Retirement Funds To Buy A Business

Utilzing your retirment funds is a viable option for buying a business with a self-directed IRA plan. This financing option can be ideal for business buyers who have built up a sizable amount in their retirement fund.

Posted at 5:58am | 1 Comment

Posted on December 20, 2006

Dinner by Design and Other Meal Prep Franchises for Sale

Meal prep franchises like Dinner by Design are popular right now. These services provide home cooked meals made ahead that can be baked at home. Find a meal prep franchise for sale in California on BizBen.com.

Posted at 4:19pm | 0 Comments

Posted on September 12, 2006

SBA Loan Online Webinar - How To Buy A Business With SBA Loan Financing

Most buyers tend to stay away from SBA loans for financing due to the idea that they take to long to complete. With the help of this webinar we will show you how to approach the SBA loan process and complete the entire process within 30-45 days!

Posted at 8:33am | 0 Comments