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California
Payment Processing Company - Merchant Service
$ 4,050,000
CF : $ 412,800
Operating out of California, this established payment-processing company generates $118k in monthly residual revenue. With a diversified client base spanning various industries, the business boasts no client concentration issues and experiences below-average industry attrition rates. Offering a range of services including Zero Cost Processing, Payroll Services, Gift and Loyalty Programs, Lending, QuickBooks, and Check Management, the company requires low owner involvement and operating costs. Its commitment to client longevity, customer satisfaction, and industry respect underscores its success. For more information and to request a Non-Disclosure Agreement (NDA), please contact Spencer Sigoda for more information. Total rent: $822 Sq ft: 200 Month to Month Lease Employees: 3 Training: TBD Reason for selling: Relocating out of the USA
California
Home Based & SBA Approved Background Investigation Business
$ 599,000
CF : $ 175,000
Background Investigation Biz w/seller financing + SBA Approved NorCal - SC2132 Financial Information Asking Price: $599,000 Cash Flow: $175,000 Gross Revenue: $500,000 Down Payment: $399,000 Financing: Yes Adjusted EBITDA: $150,000 This Northern California based Background Investigation Company is a California S-Corporation that has been in business for almost 18 years. They specialize in public safety background investigations, in particular first responder positions in public safety. They have performed almost 10,000 investigations including law enforcement, firefighter/paramedic, and public safety civilian background investigations. They have several years of experience with numerous police agencies, sheriff’s departments, and fire agencies, and work with correctional facilities, public safety dispatchers and law enforcement managers and administrative staff. Business Location City: Northern California State: California Financing Comments The Seller is willing to carry a note for up to $200,000 of the purchase price of the business for 5 years at 8% interest. The amount carried will depend on the purchase price and the quality of the Buyer. Reason for Sale The reason for selling is the Seller would like to retire. Detailed information Year Established: 2007 Home Based: Yes Franchise: No Relocatable: Yes Lender Prequalified: Yes SBA Prequalified: Yes Part-Time Employees: 7 Contractors: N/A Owner Worked Hours/w: 30 Inventory Included: No Inventory Value: N/A Monthly Rent: N/A Real Estate Available: No Real Estate Included: No Real Estate Value: N/A FF&E Included?: Yes FF&E Value: $15,000 Training/Support The Seller is willing to train the new Owner for up to 4 weeks at 30 hours per week. Additional training from the Seller may be available at mutually agreed upon compensation from the Buyer to the Seller. Market Outlook/Competition The U.S. background check services market was valued at $14.72 Billion in 2025 and is projected to reach $25.92 Billion by 2030, growing at an 11.98% CAGR. This growth is driven by trends like the rise of remote and hybrid work, increased demand for continuous screening, and the expansion of the gig economy. CA 02282967 NV B.1003039.LLC NV BUSB.0007191
Sacramento County, California
High-Growth, High-Margin Farmers Insurance Agency Sacramento, CA
$ 1,350,000
CF : $ 275,555
Rare opportunity to acquire a top-performing Farmers Insurance agency in one of Sacramento's most desirable areas. This long-established agency, originally founded in the early 1990s and acquired by the current owner in 2013, has delivered three consecutive years of accelerating revenue growth, culminating in 20% year-over-year growth in 2025 — approximately 5x the industry average. The agency manages over $4.3 million in total written premium across 1,919 policies spanning Auto, Homeowners, Life, Commercial, and specialty lines. Revenue reached $578,673 in 2025 with CPA-verified Seller's Discretionary Earnings of $275,555, representing a 47.6% SDE margin — among the highest in its category. This is not a typical captive agency. In addition to the core Farmers book, the agency operates a diversified independent brokerage platform generating approximately $100,000 in additional annual commissions across 150+ policies. This hybrid model provides revenue diversification and a built-in growth platform for the buyer. The agency benefits from established referral relationships and a strong local reputation, driving high-quality inbound opportunities. It is also licensed in both California and Nevada, opening cross-border growth opportunities. Retention is strong, with 100% Fire (homeowners) retention and 93% Life retention — both above district and state averages. Q1 2026 year-to-date retention stands at 96.87%, demonstrating continued momentum. The book is actively growing with 85 new policies written and a net increase of 23 policies in force through March 2026. The agency comes staffed with four employees, including three licensed producers and one support/marketing role. All systems, processes, and carrier relationships transfer with the sale. The seller is approaching retirement and is committed to a comprehensive 3-month post-close transition and training period to ensure continuity of client relationships and successful knowledge transfer to the new owner. Farmers Insurance agencies benefit from transferable book ownership, recurring commission revenue, brand-backed lead generation, and carrier infrastructure. Unlike more restrictive captive models, Farmers' open-market transfer program allows a true third-party sale process. This acquisition is well-suited for existing Farmers agents looking to expand, independent agency owners seeking a bolt-on, licensed insurance professionals entering agency ownership, or strategic acquirers building Sacramento market presence. All financials are CPA-verified and SBA-underwriting ready. NDA required before receiving the full Confidential Information Memorandum. Contact: Todd Eichman, Managing Partner — Transworld Business Advisors — teichman@tworld.com | 916-281-5838
South Gate, California
Non-Standard Insurance Agency w/Multiple Revenue Lines
$ 450,000
CF : $ 60,000
Founded by a minority entrepreneur, the agency was established in the 1990s with a mission to provide accessible insurance solutions and empower underserved clients. The agency addressed a significant market gap and tailored products for the Hispanic community. By focusing on educating clients via personalized service and multilingual support, the company established a strong reputation and loyal client base. The agency maintains active appointments with a diverse group of carriers, including Kemper-Infinity, Safeway, National General, Bristol, Foremost, Aspire, Pacific Specialty, First Connect, Thimble, HCC, CNA Surety, Aegis, Lemonade, Bridger, and Agentero MGA. All carrier relationships are in good standing, with no known concerns regarding cooperation or policy transfers. Buyer must have their own Safeco appointment to be eligible for this acquisition. As part of its commitment to the community, the business also offers Live Scan fingerprinting, tax preparation, and DMV registration, each of which provides consistent and growing revenue. NDA is required to secure the comprehensive Confidential Information Memorandum (CIM) crafted by ProNova Partners.
Chino, California
High-Potential Consistent-Performing Farmer’s Book
$ 375,000
CF : $ 172,332
This 20-year-established Farmer’s agency boasts a diverse, 100% owner-operated book of business. With a history of smooth integration and high client loyalty, it provides a reliable, plug-and-play platform for a new operator. Do not inquire further if you do not have a Farmer’s appointment. The 1,163 policies have averaged $23,500 in monthly commission over the past 4 years. 353 policies are Auto, 670 are Fire/Home,with around 50/90 for Commercial and Life. Details in the CIM. The client portfolio primarily consists of middle-aged households and business owners with multiple insured assets. These clients tend to value professional advice and service quality over price-shopping, which supports retention and policy longevity. A Buyer MUST have sufficient financial credentials to qualify and a Farmers appointment in good standing. Additionally, a Farmer’s representative must approve a sale, and the potential buyer must meet Farmer’s financial guidelines as outlined in the CIM. One full-time CSR/Producer and one part-time CSR, earning a total of $7,000 per month, round out the staff. Operating Expenses are a lean 600/month (utilities, internet, and insurance). NDA is required to secure the comprehensive Confidential Information Memorandum (CIM) crafted by ProNova Partners. Detailed Information Facilities: The 600-square-foot commercial/office space rents for $1,500/month (below market) with a fixed 3% annual escalation. The lease is fully transferable via a strong landlord relationship. Competition: Despite some upheaval in the California marketplace, Farmer’s is a respected name, and clients are loyal. Growth & Expansion: By integrating these policies into their operations, a buyer can quickly expand market share and revenue and potentially qualify for higher bonuses. Increasing the development and conversion of carrier-provided internal leads and expanding referral relationships would also spur growth. Financing: Will consider based on a high down payment and a short term.
South Gate, California
Non-Standard Insurance Agency w/Multiple Revenue Lines
$ 450,000
CF : $ 60,000
Founded by a minority entrepreneur, the agency was established in the 1990s with a mission to provide accessible insurance solutions and empower underserved clients. The agency addressed a significant market gap and tailored products for the Hispanic community. By focusing on educating clients via personalized service and multilingual support, the company established a strong reputation and loyal client base. The agency maintains active appointments with a diverse group of carriers, including Kemper-Infinity, Safeway, National General, Bristol, Foremost, Aspire, Pacific Specialty, First Connect, Thimble, HCC, CNA Surety, Aegis, Lemonade, Bridger, and Agentero MGA. All carrier relationships are in good standing, with no known concerns regarding cooperation or policy transfers. Buyer must have their own Safeco appointment to be eligible for this acquisition. As part of its commitment to the community, the business also offers Live Scan fingerprinting, tax preparation, and DMV registration, each of which provides consistent and growing revenue. NDA is required to secure the comprehensive Confidential Information Memorandum (CIM) crafted by ProNova Partners.
Banning, California
Group Health Insurance Agency/Book for Sale -CA
$ 390,000
CF : $ 124,247
Established in 1989, this owner operator group health insurance agency serves groups and self-employed professionals. The 2025 financials indicate $130,804 in commissions. The agency’s book of business is comprised of approximately 90% group medical, 4% dental, 1% vision, and 5% individual policies (which include some medicare policies). Carrier concentration, listed from highest to lowest, includes Elevance Health, Health Net of California, Blue Shield of California, Kaiser, Aetna, and UnitedHealthcare. This is a lean acquisition opportunity for an existing insurance agency, producer, or strategic buyer seeking to expand in the health. and benefits market. Seller is open to staying on for a negotiated period of time to ensure a smooth transfer. For addition information, please contact Sarkis Kaladzhyan at (818) 634-7778 or sarkisk@fcbb.com.
Online / Remote
Allstate Agency for Sale California Sutter County
$ 1,600,000
CF : $ 625,000
Allstate Agency represents a rare opportunity that doesn't come around often. You'll inherit an impressive operation generating over $7.1 million in gross premiums annually. The retiring agent has spent 40 years nurturing this business into a well-oiled machine, and now he's ready to pass the torch to someone who shares his commitment to serving clients. Here's what makes this opportunity special: you won't be starting from scratch. Three dedicated, long-term employees are eager to stay on board. They're fully licensed professionals who know the business inside and out, handling daily operations seamlessly. This means you can focus on growth and building relationships rather than worrying about staffing or training. The numbers speak for themselves - with over $7.1 million in gross premiums, this agency demonstrates the kind of financial strength that creates lasting wealth. You're not just buying a business; you're acquiring decades of established client relationships, proven systems, and a reputation built on trust. Whether you're an experienced insurance professional looking to expand or someone seeking a stable, profitable business with strong fundamentals, this agency offers the perfect foundation. The retiring owner has done the heavy lifting - building the client base, training the staff, and establishing the processes that drive consistent results. This type of established the opportunity is yours to seize.d, profitable agency rarely becomes available. When you find a business with this combination of strong financials, experienced staff, and growth potential, you move quickly. Thefoundation is solid, the team is ready.