Share This Posting from BizBen.com
Share this listing with a friend, colleague, or interested buyer!
Polk County, Iowa
Independent Insurance Agency
Asking Price
$4,200,000
Revenue
Call/Email
Down
$4,200,000
Cash Flow
Call/Email
Name: Brett Millsap
Name
Brett Millsap
Description
The business serves clients across multiple states, which reduces concentration risk and supports scalability. Its independent model allows flexibility in carrier placement, pricing, and coverage solutions, creating durable client retention and cross-sell opportunities.
Growth opportunities include cross-selling to existing clients, deeper personal lines, expanding life and supplemental products, and targeted marketing within existing territories. The platform is well suited for an owner-operator seeking steady income or a strategic buyer looking to add scale, geographic reach, and predictable commissions.
https://tworld.com/locations/Iowa/northstar/listings/Independent-Insurance-Agency
Business Details
Employees:
4
Reason for sale:
Other Interests
Lease & Tenant Information
Lease Options:
$2,766
Other Information
Listing Number:
17441-966733
Sales:
$763,676
Seller's Discretionary Earnings:
$522,232
Posting Information
Posting ID:
ID tw:87680 / Listing Number 17441-966733
Business Category:
Insurance
Keywords:
Transworld
Send NDA Request
Please complete the form below to request the NDA for this listing. The broker will review your request and send the NDA for you to sign.
Posting Title
Independent Insurance Agency
Posting ID
#*4f25b71bf80b1ae3c9631c81a097d24c*87680
Full Name (Required)
Email (Required)
Phone (Required)
NDA Signed Successfully!
Your NDA has been signed and submitted. The broker will review and countersign it. Once complete, you will receive access to confidential business details.
Agent, Broker or Seller Contact
Recommended Businesses
Collier County, Florida
Rare Independent P&C Insurance Agency - In Naples, FL
$ 1,800,000
This is a very rare opportunity to own a fully operable P&C Insurance Agency located in one of the most desirable Florida markets, Naples. This agency has been in business for almost 14 years and is well known in the community. Mix of business is approximately 50% Homeowner, 35% Auto and 15% Commercial. The agency has all the major carrier appointments, including two for Progressive. Both partners are willing to stay on post-closing to continue to refer business and bring in new customers. The business needs an experienced operator who can bring a strong back-office presence. Beautiful office located just off of 5th Ave in downtown Naples’s walking distance to the Marina. Over $450,000 in commissions in 2025 and steady growth is expected in 20206. This not just a “buy the book” opportunity. Business will continue to come in post-closing, presenting a great opportunity to (1) Buy a high value existing book (2) Continue to grow the business with the Owner’s willingness and assistance post-closing. More staff and back-office support would result in immediate increase in sales https://tworld.com/locations/Florida/portstlucie/listings/Rare-Independent-P-C-Insurance-Agency-In-Naples-FL-
Norfolk City County, Virginia
Profitable Insurance Business for Sale - Own Your Future!
$ 540,000
Established with a strong foundation in the insurance industry, this independent insurance agency has built a longstanding reputation for personalised service, trusted client relationships, and consistent performance. Originally operating as a captive agency representing a major national insurance carrier in Virginia, the business successfully transitioned into an independent agency model, allowing for expanded carrier partnerships and a broader range of customized coverage solutions for both personal and commercial clients. Over the years, the agency has developed a loyal and diverse customer base through responsive service, industry expertise, and a commitment to long-term client care. The business maintains strong relationships with nationally recognized insurance carriers and benefits from recurring revenue streams, established operational systems, and an experienced foundation positioned for continued growth. This opportunity is ideal for an industry professional, strategic buyer, or entrepreneur seeking to acquire a well-established and reputable insurance agency with deep community ties, stable operations, and significant potential for future expansion. A successful buyer must hold the required insurance sales licenses. https://tworld.com/locations/Virginia/commonwealth/listings/Profitable-Insurance-Business-for-Sale-Own-Your-Future-
Sacramento County, California
SBA Lender Pre-Qualified Farmers Agency — $579K Revenue/$276K SDE
$ 1,350,000
Rare opportunity to acquire a top-performing Farmers Insurance agency in one of Sacramento's most desirable areas. This long-established agency, originally founded in the early 1990s and acquired by the current owner in 2013, has delivered three consecutive years of accelerating revenue growth, culminating in 20% year-over-year growth in 2025. The agency manages over $4.3 million in total written premium across 1,919 policies spanning Auto, Homeowners, Life, Commercial, and specialty lines. Revenue reached $578,673 in 2025, with CPA-verified Seller's Discretionary Earnings of $275,555, representing a 47.6% SDE margin. This is not a typical captive agency. In addition to the core Farmers book, the agency operates a diversified independent brokerage platform generating approximately $100,000 in additional annual commissions across 150+ policies. This hybrid model provides meaningful revenue diversification and an established platform for continued growth. The agency benefits from established referral relationships and a strong local reputation, driving high-quality inbound opportunities. Retention is strong, with 100% Fire/Homeowners retention and 93% Life retention. Q1 2026 year-to-date retention was 96.87%, demonstrating continued momentum. The book added 85 new policies and a net increase of 23 policies in force through March 2026. The agency comes staffed with four employees, including three licensed team members and one support/marketing role. Established systems and operating infrastructure are in place, providing a turnkey platform for an approved buyer. The seller is approaching retirement and is committed to a comprehensive three-month post-close transition and training period to support continuity of client relationships, staff retention, and a successful ownership transition. The business has received preliminary SBA lender prequalification at the full $1,350,000 asking price based on a lender review of the agency's historical financial information. The preliminary structure contemplates SBA 7(a) financing, subject to buyer qualification, lender and SBA underwriting, business valuation, Farmers approval, collateral requirements, and other customary conditions. This acquisition is particularly well-suited for an existing Farmers agency owner seeking to expand within the applicable Farmers district. All purchasers remain subject to Farmers' licensing, geographic, district, location, and agency approval requirements. All financials are CPA-verified. NDA and buyer qualification are required before receiving the full Confidential Information Memorandum. Contact: Todd Eichman, Managing Partner — Transworld Business Advisors — teichman@tworld.com | 916-281-5838 Growth opportunities include expanding the agency’s independent brokerage platform, which already generates approximately $100K in annual commission revenue across 150+ policies through NowCerts; scaling commercial lines, which grew 37.6% year-over-year; cross-selling the existing 1,919-policy book; leveraging California and Nevada licensing for cross-border growth; and increasing digital marketing and online lead capture. The agency’s hybrid Farmers plus independent brokerage model provides a strong platform for retaining clients when Farmers is not the best fit and creating additional revenue opportunities beyond a traditional captive-only agency. https://tworld.com/locations/California/saccentralnapavalley/listings/SBA-Lender-Pre-Qualified-Farmers-Agency-—-579K-Revenue-276K-SDE
Cook County, Illinois
Turnkey Independent Agency | Medicare Focused
$ 350,000
Established in 2015, this independent insurance agency provides comprehensive health and Medicare insurance solutions across the Chicagoland area. Operated solely by the owner-agent, the business has built strong relationships with a broad network of reputable insurance carriers, enabling it to offer tailored coverage options to a diverse client base. The agency’s revenue is primarily driven by Medicare products, supported by additional income streams from life insurance and group insurance policies. It’s focused niche, recurring client needs, and strong carrier access position the business for continued stability and growth. Designed for flexibility, the operation is easily relocatable and well-suited for a home-based setup, offering low overhead and scalability for a new owner. Financial Highlights: Sellers Discretionary Earnings (SDE): $94,000 List Price: $350,000 This turnkey opportunity is ideal for a licensed agent seeking an established book of business or an existing agency looking to expand within the high demand senior insurance market. Health insurance is something people will always need, regardless of age or financial situation, which creates a steady opportunity to grow the client base. Additional growth can come from reaching more individuals aging into Medicare, increasing referrals from existing clients, and continuing to build on the strong online presence and reviews to drive new inbound leads. https://tworld.com/locations/Illinois/lagrange/listings/Turnkey-Independent-Agency-Medicare-Focused
Polk County, Iowa
Independent Insurance Agency
$ 4,200,000
This is an established independent insurance agency with a diversified book across commercial and personal lines. Revenue is largely recurring, supported by long-term client relationships and strong carrier partnerships. The agency operates with efficient systems and a lean structure, producing consistent cash flow. The business serves clients across multiple states, which reduces concentration risk and supports scalability. Its independent model allows flexibility in carrier placement, pricing, and coverage solutions, creating durable client retention and cross-sell opportunities. Growth opportunities include cross-selling to existing clients, deeper personal lines, expanding life and supplemental products, and targeted marketing within existing territories. The platform is well suited for an owner-operator seeking steady income or a strategic buyer looking to add scale, geographic reach, and predictable commissions. https://tworld.com/locations/Iowa/northstar/listings/Independent-Insurance-Agency
Clark County, Washington
Established Health Insurance Book | Recurring Commissions
$ 800,000
This opportunity represents a turnkey acquisition of an established Medicare and individual health insurance book generating recurring, carrier paid commissions and continuous referrals from a long tenured client base. The portfolio manages more than $8.4 million in annual premium and benefits from an exceptionally strong 90%+ client retention rate driven by relationship based service and organic referrals. The client mix includes both Medicare and ACA Individual policyholders as well as a few small employer groups, with ACA members creating a natural Medicare age in pipeline for ongoing growth. The business operates fully remote through phone based consultations and maintains carrier appointments across Washington and Oregon, offering broad plan access and efficient renewal processes. This is an excellent fit for a licensed agent or agency seeking stable, increasing recurring revenue, high retention, continuous referrals and built in Medicare expansion opportunities. Key Highlights: Projected Commission Earnings 2026: $260,000+ Referral-Based growth (No marketing spend) Untapped Cross-Selling Ancillary Opportunities: Indemnity, Critical Illness, Accident etc. ACA Client Base Creating Medicare Sales Pipeline Recurring Carrier Paid Commissions with consistent year over year growth Home-Based/Fully Remote Operation $8.4M+ Premium Under Management 90%+ Client Retention 28+ Years’ Industry Experience Independent Since 2008 Historically, the book has grown organically through referrals and long standing client relationships, with no formal marketing activity. Under new ownership, opportunities exist to accelerate growth through targeted marketing initiatives, expanding referral partnerships, implementing digital marketing, community education programs and cross-selling ancillary products across the existing book. Together, these opportunities offer substantial potential for continued growth and long term revenue expansion. https://tworld.com/locations/Washington/portland/listings/Established-Health-Insurance-Book-Recurring-Commissions
Minnesota
Established Insurance Agency with Growth Potential
$ 675,000
This established insurance agency operates under a nationally recognized brand with a mature book of business concentrated in home and multi-vehicle policies. The agency maintains a lean team structure with remote customer service representatives and a dedicated sales professional, allowing for efficient operations and strong client retention. Revenue is generated through a combination of purchased leads and referrals, with expansion potential available through additional state licensing. Significant growth opportunity exists through geographic expansion. The agency currently operates throughout Minnesota and holds licensing eligibility for Wisconsin, which would allow retention and expansion of cross-border clients. Additional growth could be achieved through increased lead generation investment, enhanced digital marketing efforts, or cross-selling additional policy types to the existing client base. https://tworld.com/locations/Minnesota/northstar/listings/Established-Insurance-Agency-with-Growth-Potential-
Cook County, Illinois
Established, Profitable, Independent Insurance Agency for Sale
$ 1,150,000
Wildly successful independent insurance agency for sale with minimum 35%+ year over year growth since 2020 focusing on mainly personal auto insurance AND a separate revenue stream (i.e. car registration that makes up 46% of revenue) located next to a DMV. We repeat that almost 50% of the revenue of this business comes from car registration sales. For those looking for only a book of insurance business to transfer without this additional revenue stream being taken into consideration, this business is not for you and will not value out based on typical insurance agency metrics. With excellent reviews, this agency has managed to sell and secure over 1,700 policies and 3,700+ customers with direct appointments (no aggregator) located in a southwest suburb of Cook County. Please also note there is a decent amount of non-standard policies within the book of business that is being sold, i.e. 25% standard / 75% non-standard. Carriers included, but are not limited to: Progressive, Nationwide, Berkshire Hathaway (Guard), Hartford, First Chicago, and Foremost. It comes with an excellent, affordable office space. Word of mouth has been their only source of growth so there is still tremendous room to grow with marketing. 2025 gross revenue was over $750k with $370k+ in SDE. Speaking Arabic would be an absolute plus, but not necessary based on the clientele and location of the agency. This an excellent tack on for a buyer that already has an agency and/or it can be rebranded as needed. The seller's preferences would be a buyer that already knows the insurance industry, but it can also serve as a massive head start for someone trying to break into the insurance industry. Inquire within for more information. PREFERRED CASH OR CONVENTIONAL LENDING BUYER FUNDING. Limitless. The agency is just getting going as of late and have just scratched the surfaced of their immediate marketing area. This is also with very minimal marketing. https://tworld.com/locations/Illinois/lagrange/listings/Established-Profitable-Independent-Insurance-Agency-for-Sale
Recommended Brokers
ProInter
Lee Petsas
UBI Business Brokers
Lee Petsas has been selling businesses with UBI Business Brokers in Southern CA since 1981. In 1999 he became the Owner and Broker for UBI. He has been approved multiple times by Courts as an Expert Witness in the area of Business Valuations. You can reach Lee direct at 714-363-0440. UBI Business Brokers has been successfully selling businesses in Southern California since 1965. Our Agents...
Southern California
ProInter
Joanne Weber
Ryan Craig Company - Preschool Specialist
The Ryan Craig Company is in its 46th year as the recognized expert in Southern California, dealing exclusively in the sale of preschools, Montessori schools, day care centers, and private schools. Our extensive list of references speaks for itself. Recent sales include facilities in 6 Southern California counties, ranging in price from 100,000 to over 5,000,000. Now, in response to a strong...
Southern California
ProInter
Terry Watts, MBA, CEPA, CM&AP
Murphy Business Sales
Murphy Business Sales | Exit Factor: Strategic M&A and Value Acceleration We provide a sophisticated, two-pillar approach to the sale and transition of privately held companies. By integrating the high-impact value-growth methodology of Exit Factor with the institutional-grade execution of Murphy Business Sales, we ensure our clients achieve maximum enterprise value and a protected...
ProInter
Rick Carlson
ProNova Partners
You Will Never Feel Lost In The Shuffle. Many Brokers Simply Send Out An NDA And That's The End Of Communication. All Buyers Receive A Personal Meeting With An Ace Acquisition Specialist So They Can Recommend The Perfect Business For You. The Ace Organization Makes Sure That All Buyers And Sellers Feel Like They Are Part Of The Ace Family And Truly Taken Care Of Throughout The Acquisition...
Nationwide, USA
ProInter
Brett Sargent
Sunbelt Business Brokers of Sacramento
Sunbelt of Sacramento, California is the exclusive franchisee representative of Sunbelt Business Brokerage for the Northern California territory. Headquartered out of the Sacramento region, Sunbelt of Sacramento covers multiple counties in Northern California, representing both Sellers and Buyers in Main Street as well as Mid-Market business transactions. Sunbelt of Sacramento provides full...
Sacramento, Placer, Yolo El Dorado Counties
ProInter
Steve Zimmerman
Restaurant Realty Company
Steve founded Restaurant Realty in 1996. He has personally sold/leased over 1000 restaurants, bars & clubs, & completed over 3000 valuations. He is the author of "Restaurant Dealmaker - An Insider's Trade Secrets For Buying a Restaurant, Bar or Club" available on Amazon and he has written over 100 articles which can be found in the News Section of RRC’s website under Restaurant Rap. Prior to...
California
ProInter
Harry Sidhu
Mission Peak Brokers, Inc.
Harry Sidhu is a dream maker. By making his own dreams come true as one of the most successful business and commercial real estate brokers in the Bay Area, Harry understands how important it is to have a dream, work hard to see it come true. Harry named his brokerage Mission Peak to honor the incredible beauty of this Bay Area treasure but to also symbolize the deep fulfillment of pursuing your...
SF North Bay Area, SAC Area, Central Valley
ProInter
Mani Singh
TNW Business Brokers
Specializing in practice limited to sales and acquisition of businesses solely, I have 20+ years of Buyer and Seller representation and negotiation experience and have successfully assisted clients sell and acquire a multitude of businesses - including Gas Stations, Liquor Stores, Markets, Super Markets, Franchised and Independent Restaurants, Bars, Retail and Service Related, Dry Cleaners,...
California
ProInter
Dustin Sigall
SD Business Advisors
With over 800 businesses sold nationwide since 2007, SD Business Advisors is the largest and most experienced group of Business Advisors in Southern California. We specialize in selling companies across all industries. From main street to middle-market M&A transactions. We match qualified buyers with quality businesses while maintaining strict confidentiality. SD Business Advisors is a member...
San Diego, Orange County Areas, Inland Empire
ProInter
Jack Oh
Power Realty & Investments
Business broker and real estate services in the Los Angeles and Orange County areas. 10 years experience with great negotiating skills. To sell a business or buy a business in the LA or Orange County Areas phone Jack and his team at 562-787-4989 Cell / Text.
Southern California
ProInter
George Lanza
Plethora Businesses
Plethora Businesses, a division of A Premier In Services, Inc., is a Business Intermediary Consulting Firm headquartered in Orange, California. Plethora specializes in the listing and sale of small and medium sized private businesses. Although the listing core of Plethora is in Southern California, Plethora represents clients throughout the world seeking Business and Merger & Acquisition...
Southern California
ProInter
Bashir Tariq
Century 21 Masters | Commercial Division
Business Sales and Commercial Real Estate All types of Business Sales, Purchases and Commercial Properties • Car Washes, Gas Stations, • Automotive Service Centers & Car Lots • Fast Food, Restaurants and Franchises • Liquor Stores & Convenience Markets • All types of Business Sales • Service-Tech Based Businesses • Retail Shopping Centers, Investment Properties • Multi-Family Properties &...
Califonia, Nevada
ProInter
Ryan Rienhart
ProInter
Ryan Clark
The Veld Group
The Veld Group provides a refreshing approach to Business Brokerage, Mergers & Acquisitions and Business Consulting and Valuations. From Your Street to Wall Street, we cater to Main Street Businesses as well as more complex Strategic Firms and Start-Ups, as our team is comprised of former Small Business Owners, M&A Specialists, Investment Bankers, and Consultants.
Southern California
ProInter
Ralph Santos
Healthcare Biz Brokers
I specialize in Los Angeles County Area healthcare sales such as skilled home health agencies, hospice agencies, residential care facilities for the elderly, medical practices and more. When you are looking at creating a legal and binding business purchase or sale, you need to be extremely careful. There are literally tons of questions that you need to pose to both your agent and to the other...
Los Angeles, Ventura Counties
ProInter
Matt Weiler
California Business Broker
Business Broker Specializing in primarily gas stations. Geographic area of focus: San Francisco Bay Area and Northern California — from Sacramento County to Monterey County.To sell or buy a small or large gas station sales, car washes, liquor stores, convenience stores, laundromats, dry cleaners, and small-to-mid-sized business transactions. Call Matt (gas station business broker specialist)...
San Francisco Bay Area, North Bay, San Francisco Bay Area and Northern California — from Sacramento County to Monterey County.
ProInter
Ran Kim
VR Business Brokers
Since 1982, we have been helping buyers and sellers of small businesses achieve their goals. With over 25 experienced associates who speak more than a dozen languages, we are proud to serve California’s diverse business community. Our office is centrally located at the crossroads of Los Angeles and Orange Counties, with convenient access to Riverside and San Bernardino Counties as well. We are...
Southern California
ProInter
Matt Manavi
Transworld Business Advisors of Orange
Transworld Business Advisors is a world leader in the marketing and sale of businesses, franchises, and commercial real estate. Transworld offers professional services that brings buyers and sellers together whether you represent an acquisition minded corporation or are personally interested in owning your own company. Services Offered Sell and Buy any business type; Corporate M&A;...
California
ProInter
Julieanna Wakileh
Liberty Business Advisors of San Francisco Inc. - Preschool Center Specialist
I have 30 years of experience, working, founding, owning, operating, consulting, and selling preschools. I'm very knowledgeable with procedures that are required for selling preschools. My practice, knowledge and education in both the Early Childhood Development field and the Real Estate field, puts me ahead in understanding the complexities and care that are needed for the sale of preschool...
SF Bay Area, North Bay, Sacramento
View More