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Wilmington, New Castle County, Delaware
Asking Price
$680,000
Revenue
Call/Email
Down
Call/Email
Cash Flow
Call/Email
Name: Ralph Cummings
Phone: Show phone number
Name
Ralph Cummings
Phone
Show phone number
Posting ID:
279812
Business Category:
Banking & Finance, Service
Business Types:
Insurance Service, Insurance Brokerage
Keywords:
allstate, insurance, agency, wilmington, new castle county, delaware
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Wilmington, Delaware
Allstate Insurance Agency
$ 680,000
This well-established award-winning Agency has been serving the Wilmington area since 1986. The office is located between several major cities on the East Coast and has a diverse population of many rich cultures and communities. Being located by the Prices Corner Shopping Center off Kirkwood Highway makes it very accessible to new and potential clients; this agency has over the years received many awards and has high customer service ratings and good retention and loss ratio numbers; The income should provide a good cash flow given its low overhead and expenses. The selling agent is open to negotiation in terms of buying or leasing the property; it's priced to move fast, so don't delay

Wilmington, Delaware
Successful Cleaning Biz, With 52% Return On Investment!!*
$ 832,000
CF : $ 289,518
$100,000 Price Reduction…special circumstances! The appraisal on this cleaning business, is currently $932k which is what we typically sell a client’s business for. Due to some serious circumstances we’ve reduced the price for a quick sale. Nothing like you walking into $100k in immediate equity!! This is one of THE best “Lifestyle” businesses you could ever own! Spend time with your family and do the things you like to do AND have a great business! If you’re looking for a business that has a predictable cash flow structure, lots of re-occurring clients and has appealed to executive owners for years (meaning many corporate executives love to buy this business model), this cleaning franchise (resale) is what you’re looking for. This is a lifestyle business and a franchise brand that does a serious amount of heavy lifting FOR YOU i.e.: they do 90% of your marketing AND their proprietary software is THE BEST in the industry (the word on the street). Turns out, you can literally figure out your costs and profits almost by the hour. THAT is no easy task! Note: Buyers must reside in the area, or be willing to relocate, and operate the business on a daily basis. This business may not be ‘sexy’ and perhaps it’s not cocktail party fodder, but taking those healthy deposits to the bank every week, as you giggle all the way, will be your secret! Further, let’s discuss “lifestyle” for a moment…this business starts at 8am and your last clean is normally at 4pm where most of your crews are back in the office by around 5pm. No weekend or holiday work and plenty of time off to go see your kid’s soccer game or gym match. *POSSIBLE DEAL STRUCTURE AND RETURN ON YOUR INVESTMENT (ROI): • Projected ROI of 52% (Return on Investment) • Total purchase price: $832,000 (Appraised Amount) • Down payment: $165,000 (20%) • Current SDE (cash flow of the business/what the business makes in earnings): $289,518 (2025 actual.) • Amount financed: $667,000 • Debt service per year (annual note payment): $103,570 (10 years at 9.50% apprx.) • SDE less debt service: $185,948 • Assume - New owner to pull $100,000 a year out of the business in wages. • Remaining SDE (cash flow) AFTER owner wages and paying annual debt service: $85,948. So even AFTER paying your debt service and taking out $100k in a wage, you should still have $85,948 to do with as you wish, pay down the debt early, take it out in total wages, or go to Vegas! • Your Return on Investment: 52%....Annual return of investment on your injected capital/down payment each year. A great year in the stock market would be 15% to 20% and the average is about 7%. • This scenario does NOT include working capital and DOES assume you take over a key position in the business that will usually require you to be there around 30 to 40hrs a week. You can normally secure the working capital as a line of credit from the bank as part of your loan structure. • Important: Do not take our word for it on the investment information, call and meet with your accountant and make sure he/she agrees with the outline above. Do not make any financial investment into this business where your money could be at risk until you agree with your financial advisors opinion and are comfortable with the presented numbers from the seller. Non-Disclosure Agreement (NDA) is required. The sale is confidential which is why we are not publishing sensitive financial information or the name. Information provided to qualified buyers with NDA in place. Franchise resale with established sales, cash flow, customers/clients, employees, vendors, etc. All information, data, financials, valuations, appraisals, real estate values, assets, furniture, fixtures, equipment, etc. must be verified with the seller and buyer’s own professional advisors, CPA, etc. Buyers should always verify all information with the seller and their own independent advisors before putting any money at risk. Gross Revenue and Cash Flow stated by seller, 2025 projections. CONTACT US TODAY FOR THE NDA FOR A DETAILED DISCUSSION. We will provide the short online NDA form to you via EMAIL. Be sure to Check your junk/spam email folders.

Houston, Texas
Allstate Insurance Agency
$ 511,450
The established 2-year agency is located in a desirable location. This 2.1 million earned premium agency is consistent with a preferred auto/homeowner customer base with an excellent opportunity for growth in cross sales as well as life/financial services. Good potential to increase revenues through new & renewal commissions as well as performance bonuses based on growth, retention, etc. An experienced, licensed staff member is willing to transition with the sale while the current owner is open to a short-term transitionary consulting relationship if desired. The owner is still focused on growing the agency in 2023.

Aiken, South Carolina
Allstate Insurance Agency
$ 833,000
For sale is an established agency in Aiken County South Carolina with a great business climate. The agency has an excellent retention ratio of 90% + and a very profitable loss ratio. The agency consists of preferred auto/homeowners with a great opportunity to grow in cross-sales as well as life and financial services. if you are looking to own your own business in a progressive area, this is a great opportunity! The asking price is $833,000. Revenue is $474,235. Earned premium is $3,700,000. Bank financing referrals are available. The seller is open to negotiation for financing. Detailed financial reports are available with an NDA. They have an excellent licensed staff with 17 years of experience; 1 full-time and 1 part-time staff as well. The staff has developed an excellent relationship with clients and is willing to stay with the new owner.

Los Angeles, California
Mercury Book of Business for Growth Potential!
$ 339,000
CF : $ 264,500
Decade old multi-line Mercury agency has consistently brought in more than $250,000 in annual commission for the last for few years. Currently, with 691 policies in force, Due to loss ratio issue Mercury is no longer permitting new business. The agency can provide endorsements and make policy changes and updates. Client retention rate is 92 percent. A Buyer MUST have sufficient financial credentials to qualify and have an existing Mercury appointment in good standing. The Buyer’s agency should generate at least $2 million in premiums to absorb current loss ratios. The two highest-producing lines are Personal Auto and Personal Property. Personal Umbrella was the fastest-growing line in 2024. Year to date Commissions are $186,157.75 with premiums at $1,615,968. Mercury has approved the sale. Conversations with the regional representative can be scheduled once an LOI has been signed. NDA is required to secure the comprehensive Confidential Information Memorandum (CIM) crafted by ProNova Partners. Detailed Information Facilities: No facilities are included with this transaction. Competition: Established Mercury policies are highly sought after. Growth & Expansion: By integrating these policies into their operations, a buyer can quickly expand market share and revenue and potentially qualify for higher bonuses. Support & Training: To ensure a smooth transition and ongoing success, the Sellers will work with a buyer for one month, up to 10 hours a week. Reason for Selling: To ensure client needs are prioritized and well served.

Monterey County, California
Turn-Key Farmers Insurance Agency - Monterey County
$ 175,000
CF : $ 115,000
Motivated Seller Turn-Key Farmers Insurance Agency in Salinas, Monterey County Established Farmers Insurance agency presents an exceptional opportunity for immediate ownership transition. Located in the heart of Salinas, this agency serves the diverse Monterey County market with 18 years of operational history under current ownership. Business Overview: This turn-key operation generates approximately $1.8M in Gross Written Premium with $115,000+ in annual service commissions. The agency benefits from Farmers Insurance brand recognition, comprehensive product portfolio, and corporate training support systems. Operational Advantages: • Experienced staff providing seamless customer service • Established office location with operational continuity • Trained team with existing processes and systems in place • Strong recurring revenue stream from established client base • Additional bonus opportunities available to new owner Financial Performance: The agency demonstrates solid financial performance with $115,000 in seller's discretionary earnings on a substantial book of business. The recurring commission structure provides predictable cash flow, while growth opportunities exist through market expansion and additional product cross-selling. Transition Support: Current owner retiring after successful 18-year tenure, offering flexible transition timing and comprehensive knowledge transfer to ensure seamless handoff. The established customer relationships and operational infrastructure minimize typical startup challenges. Location Benefits: Situated in Salinas, the agency serves Monterey County's growing population. This represents a rare opportunity to acquire an established insurance agency with immediate cash flow, experienced staff, and growth potential in a stable, recession-resistant industry. Serious inquiries contact Central Coast District Office at 831-920-4116.

California
Payment Processing Company - Merchant Service
$ 4,050,000
CF : $ 412,800
Operating out of California, this established payment-processing company generates $118k in monthly residual revenue. With a diversified client base spanning various industries, the business boasts no client concentration issues and experiences below-average industry attrition rates. Offering a range of services including Zero Cost Processing, Payroll Services, Gift and Loyalty Programs, Lending, QuickBooks, and Check Management, the company requires low owner involvement and operating costs. Its commitment to client longevity, customer satisfaction, and industry respect underscores its success. For more information and to request a Non-Disclosure Agreement (NDA), please contact Spencer Sigoda for more information. Total rent: $822 Sq ft: 200 Month to Month Lease Employees: 3 Training: TBD Reason for selling: Relocating out of the USA

Fountain Valley, California
High-Volume OC Commercial DMV Registration Services
$ 600,000
CF : $ 76,659
Established in 1996 to bridge the gap between independent automotive dealers and DMV services, this business initially tailored services for dealers who lacked staff to manage complex DMV paperwork and for transplants moving from out of state. Operations settled into its current location in 2011 and has been a local fixture, becoming well known in local classic car circles for frequent attendance at shows and gatherings. Today, the company processes a wide range of transactions for thousands of clients, including banks, leasing companies, fleets, and private parties. Services include title transfers, registration renewals, VIN confirmations, and out-of-state registrations. NDA is required to secure the comprehensive Confidential Information Memorandum (CIM) crafted by ProNova Partners.
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