Cash flow
$214,423
Revenue
$1,176,889
Down
Call/Email
Posting: 290639 | Available | 2/16/25
Legacy Cosmetic Dermatology Practice for Sale - Texas Panhandle Region
Asking Price
$435,000
Cash flow
$312,272
Revenue
$1,489,198
Down
Call/Email
Posting: 290441 | Available | 2/2/25
Well-established and highly profitable FedEx Ground routes. All routes are contiguous, making load sharing among routes efficient. Each business comes with (1) truck and (1) experienced driver already in place for each route. Business has seen double digit organic growth since inception.
Asking Price
$700,000
Cash flow
$407,161
Revenue
$2,109,854
Down
Call/Email
Posting: 288999 | Available | 10/18/24
This Popeyes is located in a high-traffic area within the Dallas DMA, surrounded by a strong mix of neighboring businesses. Annual sales above system AUV. Comprehensive training provided by Franchisor.
Asking Price
$1,750,000
Cash flow
$3,544,752
Revenue
$48,237,160
Down
Call/Email
Posting: 288068 | Available | 8/18/24
For 25 years, the company has been through several market contractions and expansions and is still going strong. During the past year, the company has opened its own manufacturing facility and vertically integrated. This transaction presents an opportunity to acquire a large paving.
Asking Price
$24,000,000
Cash flow
$253,059
Revenue
$1,224,513
Down
Call/Email
Posting: 286859 | Available | 7/2/24
Well-established and highly profitable FedEx Ground routes. All routes are contiguous, making load sharing among routes efficient. Each business, which is comprised of multiple routes, comes with (1) truck and (1) experienced driver already in place for each route.
Asking Price
$900,000
Cash flow
$206,652
Revenue
$848,354
Down
Call/Email
Posting: 281422 | Available | 3/18/24
For sale is a well-established (2003) pediatric clinic that specializes in the care of newborns, well-child, sick children, annual pediatric well exams, complex pediatric care, extreme preemie care, diagnosis of health, developmental and behavioral issues, ADHD, autism spectrum disorder, and more.
Asking Price
$345,000
Cash flow
Call/Email
Revenue
Call/Email
Down
Call/Email
Posting: 278698 | Available | 8/1/23
For sale is a prime location in the Austin, Texas Georgetown area. Austin is one of the fastest-growing cities in the United States with all of its growth. This 2.4 million earned premium agency is consistent with a preferred auto/homeowner customer base with an excellent opportunity for growth.
Asking Price
$595,000
Cash flow
call/ Email
Revenue
$384,000
Down
Call/Email
Posting: 291176 | Available | 4/30/25
Don't miss this rare opportunity to own a well-established, thriving tobacco shop in the heart of Van Nuys' bustling business district. Situated at the high-visibility intersection of Vanowen Street & Kester Avenue, this 1,200 sq. ft. retail space benefits from heavy foot and vehicle traffic daily.
Asking Price
$69,000
Cash flow
$171,119
Revenue
$406,684
Down
Call/Email
Posting: 286863 | Available | 4/29/25
Explore this opportunity with a service provider in the repair, service and sales of component-level board repair for ATE Integrated Circuit test systems. With expertise that spans many manufacturers, this provider offers field services and scheduled calibrations for seamless client operations.
Asking Price
$799,000
Cash flow
$135,000
Revenue
$400,000
Down
$425,000
Posting: 281892 | Available | 4/26/25
This California-based commercial cleaning company is a California Sole Proprietorship and was formed 12 years ago and has been under the same ownership since inception. They have a great recurring revenue model that has a high retention rate. They provide a full range of services for all clients.
Asking Price
$425,000
Cash flow
$135,000
Revenue
$1,350,000
Down
Cash Only
Posting: 290971 | Available | 4/30/25
Very busy location on a main street in North San Diego County with great exposure and high traffic counts of approx. 51,000 vehicles per day per the City website. Freestanding drive-thru location. Ample parking with 22 spaces. Currently no Door Dash or other 3rd party delivery service utilized.
Asking Price
$350,000
Cash flow
Call/Email
Revenue
Call/Email
Down
Call/Email
Posting: 291509 | Available | 4/27/25
Approx. 3,000 sq. ft. restaurant in Garden Grove. Currently a Korean-style bar generating approx. $45,000/month. Includes ABC license, low rent, new freezer, free parking. Diverse clientele. Employee-operated. Great opportunity for investment or rebranding.
Asking Price
$230,000
Total Investment
$269,000
Min Liquid Cash
$150,000
Net Worth
$500,000
Posting: 290571 | Available | 5/1/25
Imagine opening a salon suite, incubating it for a year, and then transforming it into a mature, profitable flagship location when the time is right. That's our game-changing strategy, drastically lowering your risk while skyrocketing profitability!
Franchise Fee
$50,000
Cash flow
N/A
Revenue
N/A
Down
Call/Email
Posting: 292241 | Available | 4/28/25
This established and accredited hospice agency in Los Angeles County presents a compelling opportunity for qualified buyers seeking entry into the lucrative end-of-life care market. The agency has a current patient census of 40 - 50.
Asking Price
$2,200,000
Cash flow
Call/Email
Revenue
$660,000
Down
Call/Email
Posting: 288738 | Available | 4/26/25
Established breakfast and brunch restaurant, operating for 28 years, is now for sale in San Francisco's Outer Richmond neighborhood. It is located just minutes away from Washington High School, a movie theater, cafes, and various Asian restaurants
Asking Price
$135,000
Cash flow
Call/Email
Revenue
Call/Email
Down
Call/Email
Posting: 289008 | Available | 5/1/25
Burger joint located in the El Cerrito shopping center, which offers plenty of parking. The restaurant is situated near Barnes & Noble, Starbucks, Panda Express, and other dining options
Asking Price
$180,000
Cash flow
$100,000
Revenue
$500,000
Down
$349,000
Posting: 291209 | Available | 4/29/25
This Nevada based Pizzeria is a Nevada Limited Liability Company and has been in operation for the past 13 years under current ownership. Specializing in homemade pizza and Italian dishes, the business also is licensed for beer and wine.
Asking Price
$349,000
Cash flow
$250,000
Revenue
$1,000,000
Down
$449,000
Posting: 290079 | Available | 4/29/25
This Northern California based Pizza Franchise is a Sub-Chapter S Corporation and has been in operation for the past 30 years and under current ownership for the past 2 1/2 years. This franchise has been in operation for over 45 years, making it one of the most established pizza franchises.
Asking Price
$449,000
Cash flow
Call/Email
Revenue
$904,734
Down
Call/Email
Posting: 292115 | Available | 4/28/25
Profitable & Well-Established Dental Practice - Prime Location in Las Vegas, NV! This thriving general dental practice boasts 7 fully equipped operatories and provides a full range of services, including general dentistry, endodontics, periodontics, pediatric dentistry, oral surgery, and dentures.
Asking Price
$695,000
Cash flow
Call/Email
Revenue
$288,676
Down
Call/Email
Posting: 292108 | Available | 4/28/25
Are you looking for an opportunity to own a thriving business in the beauty industry? This Laser & Rejuvenation Beauty Center, operated by an absentee owner, is your chance to step into a well-established and profitable venture. Located in a prime area.
Asking Price
$199,000
Cash flow
$50,649
Revenue
$499,381
Down
Call/Email
Posting: 290199 | Available | 4/26/25
Located in the heart of Silicon Valley, this Japanese restaurant has been a beloved dining destination for Japanese food enthusiasts since 2016. Its prime location on a high-traffic artery of the city, ensures a steady stream of customers.
Asking Price
$89,000
Cash flow
$3,830,730
Revenue
$26,912,323
Down
Call/Email
Posting: 284824 | Available | 4/29/25
This well-established freight company provides drayage services from the ports of Los Angeles and Long Beach to warehouses in Southern California. The company was established over 37 years ago and has over 130 customers in diverse industries.
Asking Price
Call/Email
Cash flow
$200,000
Revenue
$1,600,000
Down
Cash Only
Posting: 286268 | Available | 4/29/25
For sal his a beautiful 50's diner, with a tons of memorabilia included in the sales price. Service is fast food style where you order at the counter. It is not a full service, table order restaurant. The business is manager run. Owner spends little to no time at the business as the owner lives far.
Asking Price
$695,000
Cash flow
Call/Email
Revenue
$1,000,000
Down
Call/Email
Posting: 292105 | Available | 4/28/25
Fantastic opportunity to acquire a full-service restaurant in the thriving Southwest area of Las Vegas. This expansive venue is ideal for events and catering, featuring a stylish full-service setup with a bar and the possibility to install up to 5 gaming machines under a super club license.
Asking Price
$200,000
Cash flow
Call/Email
Revenue
Call/Email
Down
Call/Email
Posting: 289042 | Available | 4/26/25
This is a fantastic opportunity to acquire a top-notch food truck with only about 1,008 hours of use on its generator. The truck is fully equipped and built to the highest standards, with a typical setup like this often costing over $250,000.
Asking Price
$167,500
Cash flow
$316,390
Revenue
$2,406,911
Down
$636,750
Posting: 285715 | Available | 4/29/25
This Northern California based concrete polishing, water proofing and coating company is a California Sub-Chapter S Corporation that has been in operation for the past 21 years, under the ownership of the founder. This is an absentee owner business.
Asking Price
$849,000
Cash flow
$308,734
Revenue
$3,767,288
Down
Call/Email
Posting: 289933 | Available | 5/2/25
Restaurant and bar with gaming and catering, in business for over 14 years, turnkey opportunity with multiple growth opportunities for new owner.
Asking Price
$495,000
Bldg Size
1,560 Sq.Ft
Typical Floor Size
Call / Email
Year Built
Unknown
Posting: 292449 | Available | 4/26/25
Prime Seattle corner-lot garage available for lease! 1,560 SF building on a 4,874 SF lot with 3 garage bays, security fencing, restroom, water, and new roof. Ideal for auto repair or other service uses. Great visibility from 1st Ave S with signage space. Potential for 3 lifts. Competitively priced.
Asking Price
Commercial Lease
Cash flow
$856,000
Revenue
$518,000
Down
$495,000
Posting: 291535 | Available | 4/28/25
Probably we "Bhookhe" are first & one of a kind "Ethnic Rajasthani Restaurant" in USA. Located in City of Artesia (LA COUNTY), CA. We are securing positions in 101 best restaurants in LA organised by "LA TIMES".
Asking Price
$495,000
Cash flow
$433,909
Revenue
$1,269,467
Down
Call/Email
Posting: 290436 | Available | 4/30/25
Two established smoke shops in high-traffic areas with a loyal customer base. Specializing in vape devices, hookah, and tobacco products. Generating $1.27 million in annual sales. Includes all fixtures, equipment, $60,000 in inventory, and trained staff, making it a turnkey business.
Asking Price
$395,000
Total Investment
$99,000
Min Liquid Cash
$50,000
Net Worth
$250,000
Posting: 290574 | Available | 5/1/25
Griswold Home Care provides in-home care for seniors, adults with disabilities, living alone, recovering No brand has a history like Griswold Home Care, and no brand has a brighter future ahead of them. Griswold Home Care continues to set the standard for care and compassion!
Franchise Fee
$49,000
Cash flow
$90,258
Revenue
$711,637
Down
$225,000
Posting: 292442 | Available | 4/26/25
This almost 20 year old business is available as owners want to retire. In addition to auto repair, they do wheels. tires, and are a U-Haul location. They do not have a website or do any advertising. The have a 4.4 rating on yelp (36 reviews). The business is located in a great lifestyle area.
Asking Price
$225,000
Cash flow
$657,816
Revenue
$2,786,701
Down
$3,200,000
Posting: 284829 | Available | 4/29/25
For sale is a controls systems & product engineering company specializing in sensors & MMI controls with over 25 years of history. It was originally started as a product development firm and in the past 40 years has been transitioned into a product manufacturing company.
Asking Price
$3,200,000
Cash flow
$115,000
Revenue
$700,000
Down
$2,200,000
Posting: 290947 | Available | 4/30/25
This Northern Californian Restaurant Supply Company is a Californian C Corporation that has been in business for the past 18 years. They have an ample and diverse inventory with a competitive advantage over supply company's that have limited stock or backorder issues.
Asking Price
$2,200,000
Cash flow
$270,000
Revenue
$2,800,000
Down
$810,000
Posting: 275102 | Available | 4/29/25
Japanese Teppan Table Grills, Sushi Bar, Cocktail Bar! Very popular destination Restaurant attracts customers from near and far. Very entertaining Teppan Chefs grill Japanese favorites while customers sip on Cocktails. Lively Sushi and Cocktail Bars have large capacity.
Asking Price
$810,000
McGovern Escrow Services, Inc., is a leading independent escrow company. We are a trusted partner with our clients, assisting them through the tangled bulk sale & liquor license transfer process. We provide attentive, quality & innovative customer service. Phone Elizabeth McGovern at 415-735-3645.
ServingSan Francisco Bay Area, North Bay, Central Valley
Cheryl's a restaurant business broker, over 25 years in the bar and restaurant industry coupled with a J.D. Cheryl works tirelessly to create successful strategies and effective negotiations for those who wish to purchase a new or sell an existing bar, restaurant, cafe, or night club. 415-309-2722
ServingCity Of San Francisco
Laundry consulting, due diligence, buyer representation: We preview laundries for you and evaluate them. 28 years laundry industry experience: buying, selling, valuing, retooling, analyzing, consulting services for laundry buyers and entrepreneurs in California. Contact us today about our services.
ServingAll California
The Veld Group provides a refreshing approach to Business Brokerage, Mergers & Acquisitions and Business Consulting and Valuations. From Your Street to Wall Street, we cater to Main Street Businesses as well as more complex Strategic Firms and Start-Ups.
ServingSouthern California
Laundry consulting, due diligence, buyer representation: We preview laundries for you and evaluate them. 28 years laundry industry experience: buying, selling, valuing, retooling, analyzing, consulting services for laundry buyers and entrepreneurs in California. Contact us today about our services.
ServingAll California
If your business involves alcoholic beverage sales, we can help. Obtaining a liquor license transfer or selling a business with a license in California does not have to be a frustrating and overwhelming process. We have procured thousands of licenses for our clients.
ServingAll Of California
Financing a business purchase, or getting cash for a down payment can take many forms. Hopefully the options listed below will give you some ideas where you can find the money to buy a California business!
A potential small business owner/seller asks the question: I have a preschool and am thinking about selling it but my lease is ending soon. What would be the best thing to do? Do I renew the contract or do I act the landlord to sign a contract to the new buyer? and is it a good time to sell?
The likelihood of selling a business is often determined by external factors in the marketplace. Here are eight influences on how easy, or difficult it might be when selling a small business. Peter Siegel discusses these factors in a BizBen.com article.
One of the strategies for selling your business to a very cautious buyer is to relate the price to performance of the company in the months after the buyer takes over. Peter Siegel with BizBen.com explains this strategy.
Don't buy a laundry business before reading these 5 tips to maximize your investment. You'll soon be able to buy a laundry with confidence! Peter Siegel, MBA with BizBen.com discusses this topic.
The three most widely used sources of funds for financing business purchase assets are buyer's cash, seller financing, and SBA bank loans. Peter Siegel, MBA with BizBen.com and an SBA loan consultant & placement specialist explains the differences between them.
I have found over the years that the biggest obstacle in getting a deal done is the landlord. The landlord either makes the sale and/or lease of the business possible or prevents the transaction from moving forward.
Since 2011 we have completed an additional 850+ transactions and in total since 1996 when I founded Restaurant Realty Company, we have completed over $1,000,000,000 (billion) of business and real estate transactions.
The following list is broken down as follows. Stage 1 -- Items you need to do before you sign a purchase contract. Stage 2 -- Items you need to complete after you sign a purchase contract, and Stage 3 -- Items you need to do in order to close escrow.
One avenue that has consistently shown promise and potential for budding entrepreneurs is the world of franchise businesses. Buying a franchise business offers individuals an opportunity to step into a proven business model, benefiting from an established brand, operational framework, and support.
Before you buy a dry cleaners small business, read these critical tips about this industry. Discover why a dry cleaner needs to be "green" to be profitable. Peter Siegel, MBA (BizBen ProBuy, ProSell Program Advisor) explores this topic and other helpful strategies on buying a dry cleaning store.
Laundromats undeniably represent a fantastic business opportunity. They offer high returns and require minimal hours, making them an attractive investment. Even during severe economic downturns, laundromats prove resilient as they provide an essential life service, but why do laundromats fail?
For Laundromat investors looking to enter the industry, these are challenging times. This significant industry that is surging due to "smarter" equipment, cleaner spaces, more staff, & the larger payback for offering a better customer experience. But, brokers & sellers have unrealistic valuations.
The coin-operated laundry business has undergone significant changes, evolving beyond its traditional model. Laundromats are now transforming into comprehensive "laundry businesses." This shift reflects a broader approach that goes beyond mere self-service coin-operated machines.
Chuck Post hosts these live FREE online webinars on Buying A Card or Coin Laundry. These webinars occur every Weds at Noon. Have your questions ready for an open and honest discussion about both the Pro & Cons of the Vended Laundry Business. RSVP or for more info phone Chuck at 619-227-5711 direct.
Utility rates are on the rise. I am getting calls from laundry owners complaining of the costs, asking for ideas. So what is the answer? What is the best approach in combating these costs? Chuck Post, laundry consultant discusses strategies for keeping coin laundry utility costs under control.
Chuck Post, a leading laundry expert with over 37 years of developing laundries, retooling, and rebranding hundreds of existing laundries, tells investors how to search, find, evaluate, and do good laundry due diligence laundries for acquisition. A must read for new investors & current operators.
Laundry buyers and investors should expect both challenging times and opportunities for success in 2022 and 2023. Chuck Post, Laundry Industry Advisor explores growth opportunities, equipment advances, industry challenges and trends all laundromat buyers and investors should know about.
When investing in a laundry business, there are two methods. One is preferred, but the other is far more common. If you are considering entering into a new industry, like most now entering the laundry industry, you want to have a good understanding of both opportunities. Chuck Post explores both.
The laundry business offers all of those rewards of business ownership, with much fewer headaches than with most other businesses. However buyer beware - Chuck Post, laundry broker and consultant covers several mistakes many first time laundry buyers commit when buying a California laundromat.
Coin operated laundry for sale (also referred to as a laundromat), which typically can yield a 20% to 30% profit (before taxes, interest, depreciation and amortization) on gross revenues to the owner. Peter Siegel, MBA with BizBen.com discusses this topic on buying small to mid-sized laundromats.
Many Californians want to buy a coin laundry because it's a business that doesn't require full time owner attention and because, as an all cash business, the owner is always paid before the service is provided. But there are a few misconceptions about the business and a buyer should have the facts.
Laundromats and coin operated Laundromats are popular choices among business buyers as they often can be successfully run as an absentee run business. You need to be strategic about when you sell your Laundromat so you don't get taken to the cleaners by a buyer and so that you maximize your profits.
Are you thinking of selling your California vending route? More business buyers than ever before are looking to buy such a business. Peter Siegel, MBA with BizBen.com discusses tips for selling your vending route.
Buying a professional service business, like a dental practice, is one of the most profitable ventures you can enter into if you are considering becoming a small business owner. In this blog, Peter Siegel, MBA discusses six things you need to know about buying a successful dental practice or office.
Entrepreneurs who think they want to buy a towing business need to have some idea of what to look for when examining businesses for sale in this industry. The assets, including tow trucks and perhaps the property where towed vehicles are stored, determine much of the value of this kind of company.
Buying a day care for sale is a dream for many people. Here, you'll learn how to successfully negotiate the purchase of a day care for sale to make that dream a reality. Peter Siegel with BizBen.com covers this topic.
There are several things to consider when placing a value on a preschool. Businesses that are regarded as leading preschools in their area can go for premium prices so know what you have so a potential buyer can't take advantage of your lack of knowledge. Peter Siegel with BizBen.com explains.
How does the laundromat business look as we enter this changing environment? Is it still as easy to operate a laundry and be profitable? Is it still the American Dream Business that it has been known to be? Yes, but… Chuck Post, Laundry Advisor & Consultant initiates this BizBen Discussion post.
We are finding that many laundry buyers and investors are not being given true light to selected elements of value or there are inconsistencies in the interpretation of these elements of value. This common error needs to be addressed. In this BizBen Discussion we address many of those factors.
Chuck Post a laundry consultant, specialty broker, buyer representative & due diligence advisor starts this discussion on why it's important to have an exit strategy in mind while buying a laundromat! He & others explain why this concept is so important for buyers especially in the laundry business.
However all the laundry listings are asking 4X to 5X multiple for an asking price! Is this reasonable, standard? We are are looking buy either a coin or a card laundry and want to pay a "fair" price. What factors go into valuing a laundry business these days? Multiple Advisors answer this question.
When buying an Elderly Care Home what should potential buyers always ask the broker or owner before proceeding? Find out in this Discussion on BizBen. Items buyers of elderly care homes will want to know more about why the seller is moving on, average length of stay, placement fees paid, etc.
A business buyer asks about the viability and purchase of a home health care service and about the future of this industry - Peter Siegel, MBA takes on this question with other ProIntermediaries & Advisors on BizBen regarding the home health care industry and it's future for potential buyers.
I would like to start this discussion and see what other BizBen Users feel about (and possible contribute to this list via a comment and replies below) what items/questions/information buyers should be thinking about during the due diligence and buying process of manufacturing related businesses.
Is a dog grooming business for you? Business broker Joe Ranieri ponders this question with BizBen viewers and answers this question along with other intermediaries and advisors. Some replies cover: brick and mortar vs. mobile, licenses & certifications, maintaining and growing a clientel, etc.
The only time to get an exact and accurate inventory count, and valuation, is at the time the business is being transferred. To do so beforehand, would mean that any merchandise sold after inventory is taken, but before close of escrow - Peter Siegel, MBA with BizBen & others discuss this topic.
Buying a liquor store can present some major challenges to business buyers - a recent client on the BizBen ProBuy Program relates to Peter Siegel, MBA what the major challenges may be when searching for and buying a Californa liquor store business. I welcome other Advisors to weigh in on this topic.
Buying a gas station can be a profitable business. From my experience, here are the pros & cons of buying a gas station that I share with BizBen ProBuy Buyers when they come to me to to get pre-qualified for financing to buy a gas station (with or without real estate). I discuss all these factors.
How much money should you expect to make when buying an automatic car wash? Peter Siegel, MBA (BizBen ProBuy Program Director and Business Purchase Financing Expert) explains with other brokers, intermediaries, and advisors info on this topic.
This is a hard question to answer specifically without any knowledge of the business. What kind of car wash it is (auto, self-serve, or full service)?, How many bays does the car wash have? Is there any other streams of revenue? We discuss this topic regarding car washes on this BizBen Discussion.
Before purchasing a car wash (quick serve or full serve) you must understand that the industry as a whole will provide you with plenty of competition. More importantly, depending on what your interests are, you will identify what type of car wash you want. We discuss this all in this Discussion.
Doing due diligence when buying any type of business is extremely important. Regardless of what type of business you are buying there are certain things you will always look at such as, financials, equipment, legal issues etc. We take a look at several angles for optimal gas station due diligence.
In this Discussion, we define financing options available to potential restaurant buyers when purchasing a small to mid-sized restaurant business (with or without real estate). When it comes to financing a restaurant purchase, potential restaurant buyers have several options to choose from.
Buying a small to mid-sized restaurant can have many pitfalls, and potential restaurant buyers should know how to avoid getting burned! Several restaurant advisors weigh in with (Peter Siegel, MBA at BizBen) and discuss tips for buying a restaurant in California.
Was chatting with a potential buyer of a restaurant in our BizBen ProBuy Program and he asked me what he should look for in due diligence when he finally did find a restaurant he was interested in. Peter Siegel, MBA with BizBen and others on BizBen explore this topic.
Ice cream shops are a favorite with buyers of small businesses, but many times don't know what to look for when seeking a purchase of a shop. Joe Ranieri and other intermediaries and advisors share their experience and expertise to potential ice cream shop owners. Explore these tips to learn more.
For those who don't know, a non-compete agreement is a contract between a buyer and seller of a business, which after the sale, prohibits the seller from engaging in direct competition with the business they previously sold. Joe Ranieri (Business Broker) adds this topic to a BizBen Discussion Post.
In our BizBen.com June 2021 Monthly Report the top ProIntermediaries and ProAdvisors on BizBen offer their thoughts about the current status of the business for sale marketplace with trends and predictions for Business Buyers, Owner/Sellers, Business Brokers, Agents, Advisors in the near future.
Sometimes business brokers just can't win with their clients, because if an offer comes in too fast & too early then they must have lowballed the price & the seller is suspicious, and if not enough offers come in after putting the business on the market - they may look unproductive to their clients.
As the year winds down, it's tempting for business brokers to go through their old files and throw them out to make room for new client's folders, but that would be foolish. Joe Ranieri (Orange County Business broker) discusses strategies for saving files - a key annual strategy for brokers/agents.
